1099 Tax Calculator for Minnesota Freelancers
Minnesota applies progressive state income tax rates from 5.35% to 9.85% — among the higher state tax rates in the country. Most freelancers earning $75,000-$150,000 fall in the 7.85% bracket. Combined with the 15.3% self-employment tax and federal income tax, a Minnesota freelancer earning $100,000 in net business income can expect to pay roughly $6,000-$7,500 in state income tax.
Minnesota conforms to most federal business expense rules. Proper expense tracking and retirement contributions can significantly reduce your tax burden.
Use our free 1099 tax calculator to estimate your total tax liability as a Minnesota freelancer.
Minnesota Tax Quick Facts
- State income tax rate: 5.35%-9.85%
- Tax structure: Progressive brackets
- Quarterly state payments: Required if you expect to owe $500+ in MN state tax
Frequently Asked Questions
What is the Minnesota state tax rate for 1099 contractors?
Minnesota has progressive brackets from 5.35% to 9.85%. Most freelancers are in the 7.85% bracket.
Do MN freelancers need quarterly state tax payments?
Yes, if you expect to owe $500 or more in MN state tax.
Does Minnesota conform to the QBI deduction?
Minnesota does not conform to the federal QBI deduction.
Data source: IRS 2026 tax brackets and Minnesota state revenue department. Last reviewed: 2026-07-05.